Terms & Conditions

ATOM Transactions in Pathao Pay

ATOM allows users to make seamless payments even when short of wallet balance.

1. By enabling ATOM, you are providing consent to bind your default fund source directly to your Pathao Pay wallet for any subsequent product or service under Pathao Pay merchants.
2. Payment amount will be directly charged from your selected fund source and the merchant will be paid the selected amount.
3. You will be notified through SMS and notifications after successful transactions, and ATOM transactions have a daily limit.
4. Prerequisite permissions need to be granted to enable ATOM. This includes, but not limited to - trusted device, selected fund source (any saved card) and biometric verification. Without meeting the requirements, users cannot be eligible for ATOM transactions.
5. After enabling ATOM, you will be able to opt out of the feature anytime by switching off the ATOM transactions from settings.

Quick Authentication - Device Biometric

To allow quick authentication for ATOM, you need enabling device biometric authentication.

Please note that enabling device biometric ATOM, will enable any saved facial recognition/ fingerprints which are allowed in this device to access this feature freely.